A payment service that secures online transactions and protects users’ private data thanks to an extra layer of digital protection between the payer’s actual bank account along with the associated identity and the payee.

Key features:

• PIN and fingerprint authorization.
• Issuing single-use virtual cards for each transaction. 
• Hiding users’ data from payees’ servers.
• Limiting, freezing, and canceling virtual cards as needed.
• Managing subscriptions and bills.
• Prevention of payment frauds.

The implementation of the system resulted in faster payments for suppliers and cost savings for customers, with no fees for card issuing, maintenance, or transaction processing.